Texas Motorcycle insurance coverage

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Motorcycle insurance coverage

Motorcycle Insurance

Are you searching for a motorcycle insurance policy for your bike? Some motorists assume that auto insurance is similar to motorcycle coverage. However, motorcycle insurance has different policies. Jose L Hernandez Insurance Agency LLC offers comprehensive motorcycle coverage in Texas. We have skilled agents in different towns.

Our Motorcycle Insurance Policies

Jose L Hernandez offers a variety of Motorcycle policies such as:

Collision and Comprehensive Coverage

Collision insurance covers your motorcycle's replacement and repair costs if you get involved in an accident. Comprehensive coverage pays for damage resulting from fire, vandalism, and theft. The insurance has a particular deductible which you are required to pay before you get a reimbursement.

Accessory Coverage

Some motorcycle owners add extra accessories on their bikes shortly after buying them. When purchasing an accessory policy, consider all accessories and parts which are not included in the manufacturer's product description. A dealership may add custom parts on a motorbike. It is advisable to include all features that are not in the bike's stock unit in the accessory value. An accessory checklist can help in determining their market value.

Uninsured and Underinsured Motorist Coverage

Jose L Hernandez covers your bike against damage due to a collision with an uninsured motorist. It pays for all medical bills you incur if your passenger gets hurt in the crash.

Extra Motorcycle Insurance Policies

Mechanical Breakdown Insurance

Your bike can break down in the middle of a long journey. If the damage is extensive, it is prudent to take it to a nearby garage for repair. The coverage pays for all repair costs and rental expenses in case you are forced to spend a night at a guesthouse while the mechanic repairs the motorcycle.

Trailer Insurance

You may choose to pull a trailer behind your bike. If it gets damaged in an accident, trailer coverage will pay for its repair costs.

In Texas, all motorcycle owners are required to purchase motorcycle insurance for their bikes. It covers you against bodily injury, accessory and property damage.US Independent Insurance Agency LLC offers comprehensive motorcycle coverage in Texas. Contact our office for a free consultation.

Our Partners

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  • American Risk
  • ASI
  • Empower
  • Falcon
  • GeoVera Specialty
  • Infinity
  • Lexington
  • Maison
  • Mendota
  • Mercury
  • Progressive
  • National Lloyds
  • Safeco
  • State Auto
  • Swyfft
  • Travelers
  • Wellington
  • Windhaven